Classic Car Insurance
If you own a classic, or antique car, insurance coverage will be different on this vehicle than on your every day car. Classic car insurance is usually less expensive than basic auto insurance. The reason for this is that classic cars pose less of a threat on the road than every day cars. They are driven less frequently, and driven with much more care, patience, and they tend to spend a lot of time in a garage. Most insurance companies are willing to pass this discount along to the consumer in the form of the classic car policy. Some insurance companies even offer what is called “agreed value” coverage. This protects your vehicle in the event of a total loss. This option, although not available through all companies, pays out the full-insured value of the vehicle. Most standard policies pay out the actual cash value which translates into replacement cost minus depreciation. This difference could be astronomical.
Compare and Save on Your Auto Insurance!
Most agents or companies will not require an appraisal for your classic car, unless it is extremely rare or very expensive. Although they are usually not required, it may be a good idea to spend the extra hundred dollars or so, to find out what your car is worth before insuring it. It may be a good idea to check with the agent who currently insures your every day vehicles to find out what, if any, other special discount may apply and comparison-shopping is always a good idea. FindAutoQuotes.com is designed to do just that; shop around for you. We will provide you with as many as 8 quotes at once and all you have to do is submit your information, no strings attached. That is why FindAutoQuotes.com is one of the leading quote providers on the web. We help make it easy for you to do the busy work involved so you can get the best quote for you and your classic car.